Medicare Advantage Plans are typically Managed Care Plans like HMOs and PPO Plans offered by Private Insurance Companies. These Private Insurance Companies have a contract with Government Medicare, who pays them a fixed amount every month to provide Medicare Beneficiaries with all of their Part A and Part B benefits, including Routine Medical Care, and Urgent Care.

In this respect, Medicare Advantage Plans REPLACE Original Medicare as your Primary Coverage. They provide Coverage for all of your Part A (Hospital Insurance) and Part B (Medical Insurance) benefits. And almost all Medicare Advantage plans add Prescription Drug Coverage as well.

As your Primary Insurer, Medicare Advantage plans will provide a Network of Doctors that you are expected to use. This is one of the ways that Medicare Advantage plans help to keep Medical costs down, and provide you with a Cost Effective plan.

Your First Step in choosing your Medicare Plan is Choosing the Right Agent. Discuss Your options with an Experienced, Professional Medicare Agent who will help you to find the Best Plan for you.